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In most developing countries in Sub-Saharan Africa with limited resources, the challenge is to ensure that resources available are put to their most efficient use, and it is therefore important for the private sector to offer creative alternatives to government health care provision. BGiL Klinika offers affordable high quality medical services in the market based on the principals of Provider-based Managed Healthcare. This form of risk pooling eliminates the need for costly middle men, such as insurance companies, by making the medical provider itself a repository for the pooled funds.

The provider, instead of investing in the stock market, or interest bearing bonds, uses member funds to build hospitals, clinics, invest in medical equipment and facilities to be used for patients as need arises. This direct link from patient to provider offers the most efficient solution in reducing costs while providing a regular and predictable source of income for the provider.